| Step 1 |
| |
Obtain pre-qualification or pre-approval from lender. [If you have good credit, pre-qualification requires no more than a telephone conversation, and you can get pre-qualified within an hour.] >>> |
| |
| Step 2 |
| |
Hire a Realtor®. [Call us at Porter House Realty, 303.296.3666] >>> |
| |
| Step 3 |
| |
Review listings, view properties, and find a property to purchase. >>> |
| |
| Step 4 |
| |
Make an offer (your realtor will prepare with your input; you will need the earnest money deposit). Consider the counteroffer if there is one, and get under contract. Sign required disclosures [square footage disclosure, lead-based paint if the property was built before 1978, mold or other disclosures] and closing instructions [authorizing a title company to handle the closing.] >>> |
| |
| Step 5 |
| |
Select your lender and complete loan application if not already done. >>> |
| |
| Step 6 |
| |
Hire inspector [this will cost you around $250], have property inspected, and give Seller notice of any objections to the condition of the property [your realtor will prepare the notice with your input]. Resolve any objections [hopefully Seller will offer to do repairs or give you credit against the purchase price.] Tell your lender it is OK to order appraisal. >>> |
| |
| Step 7 |
| |
Review title work, and object if necessary. >>> |
| |
| Step 8 |
| |
Shop for homeowners insurance. [Your car insurance company may give you a better price than others.] >>> |
| |
| Step 9 |
| |
Review closing figures and obtain cashier’s check for the down payment and closing costs. [Have the check made out to you and you will endorse it over to the title company at closing.] Attend closing. >>> |
| |
| Step 10 |
| |
Invite friends and family to your new home. >>> |
| |
